Kelly Guzzo, PLC

The team at Kelly Guzzo did an amazing job! I would highly recommend them. A couple I was working with were wrongfully evicted and their credit score was affected by it. The team quickly and efficiently vacated the judgment and the credit score was no longer negatively impacted.

I experienced electronic banking fraudulent transactions in my personal bank accounts. I reported these unauthorized transactions to the bank, and despite all my own efforts to prove that the transactions were unauthorized, the bank continually denied my claims. Eventually, I turned to James Patrick McNichol and his team at Kelly Guzzo PLC to help me resolve my problems. I found them to be very knowledgeable about the legal complexities involved with fraudulent transactions that may occur with one's bank accounts, such as the ones that occurred with mine. They were also very thorough, patient, responsive to all my questions and other concerns throughout the litigation process, and committed to helping me resolve my issues with a positive outcome I was looking for. I am very thankful to Patrick and his team for everything they did for me. I highly recommend them for any financial troubles you may face in the future.

Kristi Kelly is a brilliant attorney and I’m incredibly grateful for her help. She supported me through two separate cases and was efficient and professional throughout the process. She was able to get both matters settled fairly quickly, and she negotiated the settlement amounts to align with what I was looking for.

I can’t say enough good things about Kelly Guzzo, PLC, and especially Kristi Kelly. From the first call to the final outcome, she was sharp, responsive, and relentless about getting it right. She explained the path clearly, set expectations, and then delivered. Communication was fast, her strategy was spot on, and the result made a real difference for me. If you need a consumer protection firm that actually moves the needle, call Kristi. Professional, effective, and easy to work with. Five stars.

Kelly Guzzo PLC is the best when it comes to credit report issues. Especially when you know that certain shameless-crooked businesses together with their cohorts of crooked collection agencies are trying to twist your arms and rob you in daylight. When other Attorneys I reached out to heartbreaking turned me away because they felt there wasn’t much in it for them, Kelly Guzzo PLC said to me and I quote “we can help you” and did exactly that! Falsified derogatory reports on my credit that seriously impacted my full focus required during an essential period of military training was DELETED after Kelly Guzzo PLC stepped in. I hope and pray that the laws and constitution permits the suit of crooked businesses and collection agencies like the ones involved in my case because these businesses and collection agencies have obviously caused many innocent and hardworking Americans to suffer the negative effects of derogatory credit reporting that they do not deserve. The consequences of deliberate derogatory credit reporting should come with fines and compensation in the hundreds of thousands to deter and check businesses and collection agencies from making such deliberate and illegal moves on innocent citizens. Kelly Guzzo PLC after offering such a significant help said to me that I owe them nothing after I had inquired about any cost for their services. GOD BLESS KELLY GUZZO PLC!

Knowledgeable, Communicative, and First Rate Service! Kelly Guzzo, PLC and specifically my attorney Pat did an outstanding job representing me in resolving a matter that should never have unfolded as it did. Unfortunately, corporations place profits before customers and when this occurs having knowledgeable legal representation can make the difference. He provided timely updates as my case progressed along to assist me in making informed decisions. Through Pat's informed approach I reached the most optimal resolution to my case that I could have hoped for. I highly recommend retaining Pat to represent you as well!

I have called them repeatedly and spoke with Claudia only once out of the 10 phone calls I made to their office. My emails were never answered nor my voicemails. I am a potential client that would like to speak with Kelly but I don’t know if Kelly even knows if Claudia is doing her job right because she sure hasn’t been reaching back out to me. This is very frustrating here.

In 2023, after buying our home the year before, we discovered our roof had suffered catastrophic water damage. We later learned our bank had failed to pay our homeowner’s insurance through escrow, and our policy had lapsed without our knowledge. That mistake left us with more than $150K in repair costs out of pocket. Finding legal help for something this complicated was overwhelming—most firms wanted retainers before even understanding and investigating the merit of our case. Then I found McNichol and the team at Kelly Gusso through a realtor recommendation, and the experience was completely different. Pat and his team spent nearly two months reviewing documents, asking thoughtful questions, and understanding every angle of the situation before officially taking us on as clients. They were transparent, collaborative, and realistic from the start. Knowing the financial position we were in, they agreed to work on a contingency basis, which gave us both peace of mind and confidence that they believed in the strength of our case. A few months later, we reached a successful settlement that not only validated everything we had gone through but also helped us recover financially. Pat and Kelly Guzzo firm were professional, thorough, and genuinely invested in the outcome. If you’re up against a large institution or dealing with a complex property or insurance issue, I highly recommend Kelly Gusso firm. They bring both expertise and integrity to the table—and that combination made all the difference for us.

I cannot say enough good things about this firm, especially Ms. Kelly and Mr. Rosendahl. They truly care about getting justice for regular working people who may feel disempowered to stand up to large corporations who have wronged them. Highly recommend!

This law firm was awesome to work with! They really listened, knew their stuff, and got me a solid result. Couldn’t ask for a better lawyer—definitely recommend!

I served as a juror in the Medical Learning Center case, and on behalf of the entire jury, I want to recognize Kristi C. Kelly, Matt Rosenthal, Casey Nash, and the whole team—what a show! They were prepared, professional, and respectful throughout the trial. Even after the trial ended, they were kind and down-to-earth. They worked hard to present clear, compelling physical evidence, which made it easier for us to reach a verdict. Their presentation was sharp—they never stumbled and used the word"uhm" , never wasted a minute flipping through pages, and certainly never resorted to odd comparisons like referencing the P. Diddy case or saying “baby oil” to win their argument (iykyk). They handled the courtroom with grace and confidence—real pros. I’d absolutely recommend them and would work with them in the future without hesitation.

The Kelly Guzzo group have been so helpful in my situation and have helped me bring it to a close with the desired outcome. I had a situation with a car dealership and lender that was on going for almost three years. I had a hard time finding representation and was relived when they accepted my case. I had a lot of anxiety around this case but the team helped me every step of the way and answered my questions as thoroughly as they could. I have been extremely happy with their assistance and diligence. I specifically worked with Pat who has been really wonderful to work with.

Patrick McNichol with the Kelly Guzzo PLC, Consumer Law Firm is Dedicated, Honest, Committed and provided a QUICK follow-thru to resolve a financial fraud case / scam, where I was the victim. My Lawyer has thorough knowledge of the Law and Defended my case successfully. I could not have hoped for a better outcome. Thank you.

I had an outstanding experience working with Kelly Guzzo, PLC. Their team is highly knowledgeable, responsive, and truly committed to achieving the best outcome for their clients. They navigated complex legal issues with professionalism and clarity, keeping me informed every step of the way. I highly recommend Kelly Guzzo, PLC to anyone seeking skilled and trustworthy legal representation.

I had a frustrating situation where a car loan company was inaccurately reporting my account as 30 days past due, which caused significant stress while I was trying to purchase my first home. I reached out to Kristi at Kelly Guzzo, and from the moment we spoke, she assured me my case was strong and that she and her team would handle everything — without me needing to appear in court or take time off work. Kristi and her team exceeded my expectations. They handled the matter professionally and with care. Thanks to their work, I was able to move forward and close on my first home. I’m beyond grateful and highly recommend Kelly Guzzo to anyone facing tough consumer-related issues. Their dedication truly made a difference in my life.

Last year (2024), I was facing one of the most stressful and frustrating financial situations of my life. My car was repossessed even though I had been making payments on time. The issue was that the loan had reached its maturity date, and due to an outrageous interest rate, I hadn't finished paying it off despite already giving the lender (Santander) more than the full value of the car. To make matters worse, they sold the remaining balance to another debt collector who aggressively pursued me for more money. I was overwhelmed and honestly felt defeated—until I connected with Kristy at Kelly Guzzo PLC. From the very first conversation, Kristy lifted a huge burden off my shoulders. She listened carefully, explained my rights, and walked me through what to expect. When the debt collector took the case to court, she guided me on exactly what to say and ask the judge. Thanks to her advice, the judge issued a continuance so the collector could provide a "bill of particulars." They never did. Kristy took over from there. She officially represented me and informed me I didn’t even need to show up to the next court date—she had it covered. Then, one day, I received an email with the most incredible news: the case had been dismissed. The joy and relief I felt at that moment were indescribable. After months of stress and fear, Kristy and her team helped me find justice and peace. I can’t recommend her enough. Kristy is sharp, compassionate, and truly committed to her clients. If you’re facing legal or financial hardship and need someone you can trust to fight for you, do yourself a favor and reach out to her. She gave me back my confidence, my calm, and ultimately, my freedom from a situation that seemed impossible. Thank you, Kristy—you are truly a blessing!

I had the privilege of working with Pat McNichol on a case against my bank last year, and I couldn't have asked for a better lawyer. From our first conversation, he was incredibly polite and took the time to truly understand my situation. He listened patiently, asked thoughtful questions, and made sure I felt heard. What stood out most was his dedication and speed—he took my case seriously from day one and moved swiftly to build a strong argument. His professionalism and legal expertise were evident throughout, and thanks to his hard work, we won the case. I highly recommend Pat McNichol to anyone in need of a knowledgeable and committed attorney. He’s the kind of lawyer who genuinely cares about his clients and fights for them. Thank you, Pat McNichol!!!